MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Showing 13-24 of 46 MH Advantage Home For Sale

Broadmore Series / 28683B The Caldera

Built by: Fleetwood Homes Nampa
  • 3
  • 2
  • 1812 ft²
  • 2x wide
ManufacturedMH Advantage

Broadmore Series / 24543B The Switchback

Built by: Fleetwood Homes Nampa
  • 3
  • 2
  • 1260 ft²
  • 2x wide
ManufacturedMH Advantage

Dreamworks / DW-4483B

Built by: Champion Homes
  • 3
  • 2
  • 1280 ft²
  • 2x wide
ManufacturedModularMH Advantage

Hidden Valley Estates / HV6764M

Built by: Champion Homes
  • 4
  • 2
  • 2306 ft²
  • 2x wide
ManufacturedModularMH Advantage

Hidden Valley Estates / HV4764M

Built by: Champion Homes
  • 4
  • 2
  • 2027 ft²
  • 2x wide
ManufacturedModularMH Advantage

Hidden Valley Estates / HV4623M

Built by: Champion Homes
  • 3
  • 2
  • 1654 ft²
  • 2x wide
ManufacturedModularMH Advantage

Hidden Valley Estates / HV4663M

Built by: Champion Homes
  • 3
  • 2
  • 1760 ft²
  • 2x wide
ManufacturedModularMH Advantage

Hidden Valley Estates / HV6623Mxl

Built by: Champion Homes
  • 3
  • 2
  • 1881 ft²
  • 2x wide
ManufacturedModularMH Advantage

Hidden Valley Estates / HV6663M

Built by: Champion Homes
  • 3
  • 2
  • 2002 ft²
  • 2x wide
ManufacturedModularMH Advantage

Crystal Bay Estates / CB-4563C

Built by: Champion Homes
  • 3
  • 2
  • 1494 ft²
  • 2x wide
ManufacturedModularMH Advantage

Crystal Bay Estates / CB-4603C

Built by: Champion Homes
  • 3
  • 2
  • 1600 ft²
  • 2x wide
ManufacturedModularMH Advantage

Catena / CT-4523B

Built by: Champion Homes
  • 3
  • 2
  • 1387 ft²
  • 2x wide
ManufacturedModularMH Advantage
Please note:

All sizes and dimensions are nominal or based on approximate manufacturer measurements. 3D Tours and photos may include retailer and/or factory installed options. Stratton Homes reserves the right to make changes due to any changes in material, color, specifications, and features at any time without notice or obligation.